LATAM fintechs face multi-jurisdiction KYC: BACEN and CVM in Brazil, CNBV in Mexico, BCRA in Argentina — plus OFAC if you touch USD. FlowAI handles document extraction in Portuguese and Spanish, cross-jurisdiction sanctions screening, and audit trails built to regional regulator requirements.
CPF (Brazil), CURP/RFC (Mexico), CUIL/CUIT (Argentina) — FlowAI extracts and validates national ID formats across jurisdictions. One integration, zero per-country custom parsers. OFAC screening runs on all applicants automatically.
AI extraction handles documents in Portuguese (Brazil) and Spanish (Mexico, Argentina, rest of LATAM). No language pre-processing on your end — submit the document as captured, receive structured data back.
BACEN's PLD/FT requirements, CNBV's AML rules, and BCRA guidelines inform the risk scoring model. The team building FlowAI has deep LATAM fintech background — this isn't a US-first product retrofitted south.
Run a LATAM applicant scenario through the same pipeline your production would use.
Pick a scenario. Hit run. See exactly what the agent decides — and why.
| Scenario | Custom per-country solution | FlowAI |
|---|---|---|
| Jurisdictions covered | Brazil + Mexico + Argentina | Brazil + Mexico + Argentina + OFAC |
| Integration effort | 3 separate APIs, 3 integrations | 1 API, 1 integration |
| Compliance engineer time (est.) | 6–12 months build, ongoing | 1–2 days integration |
| Monthly ongoing maintenance | ~$15K/mo eng cost | $0 (FlowAI maintains lists) |
| FlowAI Starter plan | — | $499/mo |
| First-year total | $250K+ (build + run) | $5,988 |
97% cost reduction in year one. Spend that on growth, not compliance plumbing.
Yes. CPF numbers extracted from Brazilian national IDs are validated using the standard Receita Federal algorithm before being run through sanctions checks. Invalid CPFs surface as a risk flag, not a silent failure.
All applicants regardless of document origin are cross-referenced against OFAC SDN. LATAM fintechs handling USD flows have the same OFAC obligations as US-based companies. FlowAI covers both in one call.
Yes. The FlowAI founding team includes experience building and operating at LATAM fintechs. The product roadmap reflects regional regulatory awareness — not a US-only model applied universally. We actively incorporate BACEN PLD/FT and CNBV AML guidance into scoring logic.
Founding 10 locks $249/mo. Start in the sandbox today — no credit card.
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