Sardine is built for enterprise fraud teams with annual contracts and opaque pricing. FlowAI is built for fintech operators who need KYC triage that actually works — and doesn't require a procurement process.
Sardine's core competency is payment fraud detection, not KYC/AML triage. For compliance-first fintechs, the wrong tool costs more than the price tag.
Feature comparison
| Dimension | FlowAI Founding | Sardine |
|---|---|---|
| Starting price | $249/mo — flat, published | $145K+/yr — custom, opaque |
| Contract required | None — cancel anytime | Annual contract mandatory |
| Core product | KYC/AML triage — primary focus | Payment fraud — KYC is secondary |
| Decision speed | ~3 seconds, fully automated | Depends on integration depth |
| Auto-approve rate | 70–80% of cases | Not disclosed publicly |
| Sanctions screening | OFAC + EU + UN, on every case | Included, broader fraud focus |
| Audit trail | case_id, risk score, reason, timestamp | Enterprise reporting, varies by tier |
| API-first | Yes — key in minutes, no sales call | Yes, but requires onboarding |
| Minimum volume | None | Enterprise minimum implied |
| Direct support | Direct Slack with founder (Founding) | CSM only at enterprise tier |
| Time to first triage | Minutes — sandbox key instantly | Weeks — sales, procurement, legal |
| Compliance fit | Built for KYC/AML compliance ops | Built for fraud/risk teams |
Start with a free test environment. Run real cases. See the audit trail. When you're ready, upgrade to Founding at $249/mo — no contracts, no minimums.
Claim founding spot — $249/mo →