Mexico's Ley Fintech (Ley para Regular las Instituciones de Tecnología Financiera) and CNBV regulations require AML/CFT controls that scale with your volume. FlowAI extracts CURP and RFC from Mexican documents, screens against UIF and OFAC, and delivers compliant triage decisions in under 3 seconds.
The CNBV's Circular Única de Instituciones de Fondos de Pago Electrónico (IFPE) and Instituciones de Financiamiento Colectivo (IFC) require tiered KYC based on transaction volumes. FlowAI's risk scoring model maps to these tiers — low, medium, and high-risk thresholds aligned with CNBV Annexes.
Mexican AML law requires screening against the UIF's domestic lists alongside international sanctions (OFAC SDN, EU, UN). FlowAI runs both in a single API call — no separate UIF integration required. Every screening decision is timestamped and stored for CNBV inspection.
CURP (Clave Única de Registro de Población) and RFC (Registro Federal de Contribuyentes) are extracted from Mexican IFE/INE voter IDs, passports, and FIEL certificates. RFC format validation catches common data entry errors before they reach your compliance team.
Run a Mexican applicant scenario — CURP/IFE document type, UIF + OFAC screening, CNBV-aligned risk scoring.
Pick a scenario. Hit run. See exactly what the agent decides — and why.
| Provider | Cost per review | Monthly cost (30K) | Annual cost |
|---|---|---|---|
| Manual compliance team | MXN 180–250 (~$1.80–2.50) | $54,000–75,000 | $648K–900K |
| Truora | $1.50–3.00 | $45,000–90,000 | $540K–1.08M |
| Jumio | $3.00–5.00 | $90,000–150,000 | $1.08M–1.8M |
| Metamap (Mati) | $1.20–2.50 | $36,000–75,000 | $432K–900K |
| Persona | $2.00–4.00 | $60,000–120,000 | $720K–1.44M |
| Sardine | $1.50–3.00 | $45,000–90,000 | $540K–1.08M |
| FlowAI Starter | $0.017 | $499/mo flat | $5,988 |
At 30K reviews/month, FlowAI is 98%+ cheaper than every Mexico-specific alternative.
Yes. Ley Fintech establishes three KYC tiers for IFPE and IFC: simplified (low-volume accounts), standard, and enhanced. FlowAI's risk scoring maps to these tiers — low-risk applicants are auto-approved at the simplified tier; medium-risk triggers enhanced KYC escalation. Your compliance team only reviews edge cases.
FlowAI runs both simultaneously. The UIF maintains its own domestic PEP and sanctions lists. OFAC covers international exposure. Mexican fintechs with USD exposure (cross-border transfers, stablecoin wallets) need both. FlowAI consolidates the check — one API call, both lists, one decision, one audit record.
Mexico's voter ID evolved from IFE to INE branding in 2014, with multiple generation formats still in circulation. FlowAI's extraction model handles all current INE generations (G1–G3) and legacy IFE documents. CURP extraction works across formats — you submit whatever the applicant provides.
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