Crypto exchanges face the toughest KYC bar in fintech. FlowAI automates FATF country flagging, Travel Rule readiness checks, enhanced due diligence routing, and full sanctions screening — the compliance layer your banking partners need to see.
FlowAI enriches each triage record with the data points Travel Rule obligations require — originator and beneficiary identification fields captured and structured at onboarding. Audit-ready from day one.
Applicants from FATF grey-list or high-risk jurisdictions are automatically routed to ESCALATE with a reason code. Your compliance officer reviews the edge cases; clean applicants from low-risk jurisdictions sail through.
PEP matches, high-risk occupation flags, and large-transaction profiles trigger automatic EDD routing — with a structured reason payload for your compliance team. Manual review only where it actually matters.
Pick an OFAC hit or PEP match scenario and watch the triage agent handle it.
Pick a scenario. Hit run. See exactly what the agent decides — and why.
| Scenario | Without FlowAI | With FlowAI |
|---|---|---|
| Monthly new user signups | 10,000 | 10,000 |
| Sanctions miss rate (manual review) | ~0.3% (30 misses) | <0.01% (AI + human EDD) |
| Regulatory fine per miss (est.) | $10K–$1M per violation | Near-zero exposure |
| Compliance analyst team cost | $240K/yr (3 FTE) | $60K/yr (escalations only) |
| FlowAI cost | — | $499–$1,999/mo |
| Risk-adjusted annual benefit | High regulatory exposure | $180K+ saved + risk covered |
One avoided regulatory action pays for FlowAI for a decade. The math isn't close.
FlowAI produces a full audit trail: case_id, applicant data hash, sanctions lists checked, risk score, decision, and timestamp. This is the record your banking partner needs to see. Export it per case or in bulk. We can also supply our Security & Compliance Pack to procurement teams — see Security & Trust.
FATF updates its lists quarterly. FlowAI's risk scoring model reflects current FATF guidance — applicants from newly grey-listed jurisdictions get escalated on the next scoring update. You don't manage list updates; we do.
Yes. On the Growth plan, you can pass a risk_tier parameter with each call to apply different scoring weights — retail users get one threshold, high-volume institutional accounts get tighter scrutiny. Contact us during onboarding to configure.
Founding 10 locks $249/mo. Starter at $499/mo gets you live in days.
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