Neobanks live and die by onboarding conversion. FlowAI's AI triage agent processes every applicant in 3 seconds — OFAC, EU, and UN sanctions checked, risk scored, decision logged — without a single analyst in the loop.
Linear throughput, no review queues. The agent runs every applicant in parallel. Batch spikes during campaigns don't create analyst backlogs — they're absorbed in seconds.
Every applicant is cross-referenced against OFAC SDN, EU consolidated list, and UN sanctions in a single triage pass. No separate API calls, no integration maintenance.
Every decision is stored with timestamp, risk score, reason, and document references. When the regulator asks for your KYC records, you export a CSV. No scramble, no gaps.
Run a mock neobank applicant through the exact pipeline your production traffic would hit.
Pick a scenario. Hit run. See exactly what the agent decides — and why.
| Scenario | Manual review | With FlowAI |
|---|---|---|
| Monthly volume | 40,000 applicants | 40,000 applicants |
| Auto-approved (75%) | Analyst time: ~30,000 hrs | 0 analyst hours |
| Escalated to human (15%) | All go to analyst | 6,000 cases only |
| Analyst cost @ $35/hr, 4 min/review | $93,333/mo | $14,000/mo |
| FlowAI Starter plan | — | $499/mo |
| Total compliance cost | $93,333/mo | $14,499/mo |
$78,834 saved monthly. That's $946K/year to spend on product, not paperwork.
Yes. The API is document-agnostic — you submit the ID image, selfie, and proof of address captured in your mobile app. FlowAI extracts, cross-checks, and returns a decision. The mobile UX is yours; the compliance engine is ours.
Nothing special on your end. FlowAI is stateless and scales with request volume. We handle burst traffic without degraded latency. Your Growth plan includes 5K reviews/mo; contact us before a launch and we'll confirm burst headroom.
Document images and extracted fields are not persisted beyond the triage call. We log the decision, risk score, and a document reference hash for your audit trail — not the raw PII. See our Security & Trust page for full data handling details.
Join the Founding 10 and lock $249/mo forever — or start with Starter at $499/mo.
Also: FlowAI vs Sardine · FlowAI vs Unit · Security & Trust · API Docs