BaaS platforms are the compliance layer for their clients. FlowAI gives you a single KYC/AML triage API that adapts to each client's risk policy — white-label decisions, per-client audit logs, and zero per-seat analyst costs.
Pass a client_id with each triage request. FlowAI applies that client's configured risk thresholds, scoring weights, and escalation rules — without you building a routing layer.
Every APPROVE / ESCALATE / REJECT decision returns with a reason payload you can pass straight to your client's UI. No FlowAI branding in the output — it's your compliance layer.
Each client gets their own audit trail — scoped case IDs, per-client KYC event history, exportable for regulators. When a client's bank auditor shows up, you hand them their CSV, not everyone's.
The same API your BaaS clients would call — watch the full APPROVE/ESCALATE/REJECT flow.
Pick a scenario. Hit run. See exactly what the agent decides — and why.
| Scenario | Per-client analyst team | FlowAI (one API) |
|---|---|---|
| Clients on platform | 20 clients | 20 clients |
| Monthly volume per client | 2,000 applicants | 2,000 applicants |
| Analyst headcount needed | ~8 FTE compliance analysts | 0 FTE for auto-approved cases |
| Analyst cost @ $75K/yr each | $600,000/yr | ~$60,000/yr (escalations only) |
| FlowAI Growth plan | — | $1,999/mo ($23,988/yr) |
| Total compliance cost | $600K/yr | $84K/yr |
$516K saved per year. Redirect that into client acquisition, not compliance headcount.
Your client's app submits the applicant document packet to your backend. Your backend calls FlowAI with the client_id and document payload. FlowAI returns a decision in ~3 seconds. Your backend passes the decision to your client's UI. End applicants never see FlowAI — it's fully embedded in your compliance layer.
Yes. Per-client risk configuration is a Growth plan feature. You define the score thresholds (APPROVE below X, ESCALATE between X–Y, REJECT above Y) per client_id. The Growth plan covers up to 5,000 triage calls/mo; Scale plan handles enterprise volume.
Yes. Each triage event is tagged with the client_id you provide. Audit log queries are scoped to that client. You can export a per-client CSV at any time. No cross-contamination between clients' records.
Founding 10 locks $249/mo. Growth handles your scale at $1,999/mo.
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